Over the last few years, solar panels and solar power installation companies have grown in Florida. Solar companies in Florida currently number over 700, according to some projections. And generating capacity increased by 57 percent in 2020 only, according to the US Energy Agency. Lower technological prices, ultra-low interest rates on financing, federal tax refunds. And a fresh interpretation of policymaking appears to be driving the surge. Many Floridians increasingly realize the benefits of installing solar panels on their homes. The Power Company revealed that they linked 1000+ new solar-powered homes every month.  The Florida Public Services Commission (FPSC) hosted a recent discussion workshop in September 2020. In some cases, solar panels might eliminate your energy expense. They are a financial commitment. Solar panels can cost anywhere from $11,144 to $14,696. So it's expected that you'd want them covered by your homeowner's solar panel insurance in Florida.

The good news is that.

Solar panels owned and permanently attached to your roof are covered by homeowners insurance. It is not possible to cover panels attached to a barn or another structure.

Solar Panel Claims: How to Avoid Them

Solar panels should, in fact, last a lifetime, often 25 to 30 years, and eliminate your energy cost. The simplest way to achieve and avoid claims is to keep your solar panels in proper working order by:

•         Cleaning regularly is essential. Dust, dirt, and bird droppings should be removed from your panels. A garden sprayer also helps clear the majority of the dust from the panels. You may need to use a cloth and water to clean off encrusted filth or droppings.
•         Getting rid of overhanging branches. Trees should not block the panel's capacity to collect sunlight. The shade can not only reduce the efficiency of your system, but it will also increase the chances of a branch falling and damaging your panels.

 What Kinds of Damage to Solar Panels Are?

Your solar panels are protected against the same risks that your home is. Because a home insurance policy includes comprehensive protection, your solar panels will be covered for any incident not explicitly listed as an exclusion in the policy, like acts of war, earthquake, etc.  It means your panels are secured against heavy winds, lightning, fire, theft, theft, as well as more.

Insurance Claims for Solar Panels

The following are some of the most typical causes of solar panel damage:

• Wind.
• Trees falling.
• Damage caused by animals.

If a tree falls on your panels, it may shatter and no longer be able to generate as much energy. The amount of voltage generated by the panel might be affected by even minor damage. It may be necessary to replace a panel if it is damage by more than 20%. Squirrels, mice, rats, opossums, and birds can build nests beneath solar panels and cause damage. Homeowner insurance does not cover solar panel damage caused by rodents, birds, or insects as much as hurricane winds and fallen trees. Advantage of energy efficiency savings You may demand instant and long-term benefits that greatly exceed any manual setup costs with our services. Our insulating and wind substance has an extended range of advantages. We provide services like solar panel insurance in Florida. We will provide you with the following benefits:

•         Per month, save up to 50% on your heating and cooling bills.
•         Decrease the occurrence with which you use your HVAC equipment to improve your home's power consumption.
•         Keeps you cool in the summer over the year.

We hope this guide help you know everything about solar panel insurance and its relevant facts